A Turd of a Retirement Poem

Hi  Son

I hear it's your birthday or something.  Maybe you finally graduated ?  Anyway, congrats.

Too late to buy a card.  So we asked the Binks girl next door to write something that would encourage you to do better whatever it is you're doing.  

Here it is.  It's the birthday right ?

Got no poet skill in me,
So, I ask you learn these three,
First, 'If',' and ‘a lender be,'

then 'the night that covers me.